Home Sense

Q&A: Homeowners Insurance and Home Improvement Projects We checked in with Bob Buckel, vice president of product management at Erie Insurance, to ask what homeowners should know about coverage limits and home improvement projects. Q: What types of home improvement projects should you always tell your agent about? A: As a rule of thumb, any

Q: Is my home covered if a tornado strikes? A: Tornado damage typically falls into two categories: wind damage and water damage. Wind Damage Most standard homeowners insurance policies will cover wind damage caused by a tornado, since wind is considered a covered peril. That means wind damage to your roof, windows and siding will

Electrical dangers are serious business. From risk of shock to potential fires, you’ve got plenty of reasons to make sure your home’s electrical systems are in good shape and safe working order. Fortunately, in most houses, a simple walkthrough can help you identify and avoid the most common risks. (Having the right homeowners insurance can provide

In most cases, neighbors are able to work things out without too much trouble. Depending on the extent of the damage, you may need to file a homeowners insurance claim. Your homeowners insurance may or may not cover the cost of tree cleanup, depending on your policy and the company you work with. Good news:

A hailstorm just blew in through your neighborhood. Suddenly, there are people at your door telling you they can repair your home’s damage quickly and easily. What would you do? While some hail damage may be obvious, you can’t always trust that someone showing up to your door has your best interests in mind. The